{"id":8123,"date":"2026-05-10T15:50:29","date_gmt":"2026-05-10T13:50:29","guid":{"rendered":"https:\/\/mybox.com\/help\/?post_type=manual_kb&#038;p=8123"},"modified":"2026-05-10T15:50:30","modified_gmt":"2026-05-10T13:50:30","slug":"cat-timp-poate-dura-un-transfer-bancar-traditional","status":"publish","type":"manual_kb","link":"https:\/\/mybox.com\/help\/ro\/knowledgebase\/how-long-can-a-traditional-bank-transfer-take\/","title":{"rendered":"C\u00e2t timp poate dura un transfer bancar tradi\u021bional"},"content":{"rendered":"<div class=\"translation-block translation-block-merged\">\n<p class=\"wp-block-paragraph\">While digital payment systems like <strong>Pl\u0103\u021bi Instant<\/strong> or <strong>George<\/strong> have made real-time transfers common in Romania, understanding the mechanics of a <strong>traditional bank transfer<\/strong> (SENT\/ReGIS) is still a necessity for managing business finances on your <strong>mybox-hosted<\/strong> projects.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_6d3bebca14407e66-34\">In Romania, standard interbank transfers do not happen instantly; they move in specific &#8220;clearing sessions&#8221; managed by <strong>Transfond<\/strong> throughout the business day.<sup><\/sup><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/mybox.com\/help\/ro\/knowledgebase\/how-long-can-a-traditional-bank-transfer-take\/#1_The_SENT_System_Standard_RON_Transfers\" >1. The SENT System (Standard RON Transfers)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/mybox.com\/help\/ro\/knowledgebase\/how-long-can-a-traditional-bank-transfer-take\/#2_Intra-bank_vs_Inter-bank_Transfers\" >2. Intra-bank vs. Inter-bank Transfers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/mybox.com\/help\/ro\/knowledgebase\/how-long-can-a-traditional-bank-transfer-take\/#3_Plati_Instant_Real-Time_RON\" >3. Pl\u0103\u021bi Instant (Real-Time RON)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/mybox.com\/help\/ro\/knowledgebase\/how-long-can-a-traditional-bank-transfer-take\/#4_SEPA_and_SWIFT_International_Transfers\" >4. SEPA and SWIFT (International Transfers)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/mybox.com\/help\/ro\/knowledgebase\/how-long-can-a-traditional-bank-transfer-take\/#5_Managing_Payments_for_mybox_Services\" >5. Managing Payments for mybox Services<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/mybox.com\/help\/ro\/knowledgebase\/how-long-can-a-traditional-bank-transfer-take\/#Summary_Table_Expected_Delivery_Times_Romania\" >Summary Table: Expected Delivery Times (Romania)<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_The_SENT_System_Standard_RON_Transfers\"><\/span>1. The SENT System (Standard RON Transfers)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<\/div>\n\n<div id=\"mybox-2066639174\" class=\"mybox-content mybox-entity-placement\"><div class=\"early-access-banner-inpost\">\r\n  <div class=\"banner-left-inpost\">\r\n    <div class=\"icon-box-inpost\">\r\n      <img decoding=\"async\" src=\"https:\/\/mybox.com\/help\/wp-content\/uploads\/2026\/02\/square-info-icon.svg\" alt=\"Info\">\r\n    <\/div>\r\n    <div class=\"text-box-inpost\">\r\n      <span class=\"label-inpost\"><span class=\"translation-block translation-block-banner-text\">Acces timpuriu<\/span><\/span>\r\n      <h4><span class=\"translation-block translation-block-banner-text\">Mai ave\u021bi nevoie de ajutor?<\/span><\/h4>\r\n      <p><span class=\"translation-block translation-block-banner-text\">Contacta\u021bi echipa noastr\u0103 de servicii pentru clien\u021bi.<\/span><\/p>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"banner-right-inpost\">\r\n    <a href=\"https:\/\/panel.mybox.com\/helpdesk2\/v\/list\/\" class=\"banner-button-inpost\"><span class=\"translation-block translation-block-banner-text\">Trimite mesaj<\/span><\/a>\r\n  <\/div>\r\n<\/div><\/div>\n\n<div class=\"translation-block translation-block-merged\"><p class=\"wp-block-paragraph\" id=\"p-rc_6d3bebca14407e66-35\">Most domestic transfers in Romania are processed through the <strong>SENT system<\/strong>. This system operates on a schedule of three clearing sessions every business day (Monday to Friday, excluding public holidays).<sup><\/sup><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Session 1 (Morning):<\/strong> Usually processes transfers signed in the morning, with funds reaching the recipient by mid-day.<\/li>\n\n\n\n<li><strong>Session 2 (Mid-day):<\/strong> Processes mid-day transfers, typically arriving in the recipient&#8217;s account by late afternoon.<\/li>\n\n\n\n<li><strong>Session 3 (Afternoon):<\/strong> The final daily window. Transfers sent here usually arrive by the end of the business day or early the next morning.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Rule of Thumb:<\/strong> If you initiate a traditional transfer on Friday evening or over the weekend, it will not be processed until the first SENT session on Monday morning.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Intra-bank_vs_Inter-bank_Transfers\"><\/span>2. Intra-bank vs. Inter-bank Transfers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The duration of your transfer depends heavily on whether the money is staying within the same financial institution:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Intra-bank (Internal):<\/strong> If both the sender and receiver have accounts at the same bank (e.g., both use Banca Transilvania or both use BCR), the transfer is usually <strong>instant<\/strong>, 24\/7.<\/li>\n\n\n\n<li><strong>Inter-bank (External):<\/strong> If you are sending money from one bank to a different one (e.g., BRD to ING), you must wait for the SENT sessions. This typically takes <strong>between 2 and 24 hours<\/strong> depending on when you hit the &#8220;send&#8221; button.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Plati_Instant_Real-Time_RON\"><\/span>3. Pl\u0103\u021bi Instant (Real-Time RON)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many Romanian banks now support the <strong>Pl\u0103\u021bi Instant<\/strong> infrastructure.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Duration:<\/strong> Under 10 seconds.<\/li>\n\n\n\n<li><strong>Availability:<\/strong> 24\/7\/365.<\/li>\n\n\n\n<li><strong>Constraint:<\/strong> This is typically limited to transfers under <strong>50,000 RON<\/strong>. For amounts larger than this, the system defaults back to the traditional SENT cycles or the urgent ReGIS system.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_SEPA_and_SWIFT_International_Transfers\"><\/span>4. SEPA and SWIFT (International Transfers)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For international payments related to your <strong>mybox-hosted<\/strong> infrastructure:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SEPA (Single Euro Payments Area):<\/strong> Used for Euro transfers within the EU. These usually arrive within <strong>1 business day<\/strong>, though &#8220;SEPA Instant&#8221; is becoming more common for immediate transfers in Euro.<\/li>\n\n\n\n<li><strong>SWIFT:<\/strong> Used for global transfers in other currencies (like USD). These are more complex and can take <strong>3 to 5 business days<\/strong> as they often pass through correspondent banks.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Managing_Payments_for_mybox_Services\"><\/span>5. Managing Payments for mybox Services<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When paying for your <strong>mybox-hosted<\/strong> services in Romania, keep the &#8220;booking&#8221; time in mind to avoid service interruptions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pro-forma Invoices:<\/strong> If your hosting or domain is nearing expiration, a traditional transfer might not be confirmed by the system in time.<\/li>\n\n\n\n<li><strong>The Recommendation:<\/strong> For immediate service activation, use <strong>Pl\u0103\u021bi Instant<\/strong>, <strong>Card<\/strong>, or <strong>Apple\/Google Pay<\/strong>. If you prefer a traditional transfer, aim to pay at least <strong>2 business days<\/strong> before the deadline to ensure the funds are cleared and recorded in your <strong>mybox account<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Summary_Table_Expected_Delivery_Times_Romania\"><\/span>Summary Table: Expected Delivery Times (Romania)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Transfer Type<\/strong><\/td><td><strong>Typical Duration<\/strong><\/td><td><strong>Best For<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Intra-bank (Same Bank)<\/strong><\/td><td>Instant<\/td><td>Immediate needs between same-bank accounts.<\/td><\/tr><tr><td><strong>Pl\u0103\u021bi Instant (RON)<\/strong><\/td><td>&lt; 10 seconds<\/td><td>Emergencies and amounts &lt; 50,000 RON.<\/td><\/tr><tr><td><strong>Standard SENT Transfer<\/strong><\/td><td>2 \u2013 24 hours<\/td><td>Non-urgent invoices and large amounts.<\/td><\/tr><tr><td><strong>SEPA (Euro)<\/strong><\/td><td>1 business day<\/td><td>EU-wide services and software licenses.<\/td><\/tr><tr><td><strong>SWIFT (Global)<\/strong><\/td><td>3 \u2013 5 business days<\/td><td>International hardware or specialized services.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">By planning your cash flow around these cycles, you ensure your <strong>mybox-hosted<\/strong> websites remain active and your digital assets are always protected.<\/p>\n<\/div>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"template":"","format":"standard","manualknowledgebasecat":[19],"manual_kb_tag":[8373,8374,8375,8376,8377,8378,8379,8380,687,8381,8366,8382,8367,8368,8369,8370,8371,8372],"class_list":["post-8123","manual_kb","type-manual_kb","status-publish","format-standard","hentry","manualknowledgebasecat-invoices-and-payments","manual_kb_tag-interbank-transfer","manual_kb_tag-intra-bank-transfer","manual_kb_tag-transfer-times-romania","manual_kb_tag-interbank-transfers","manual_kb_tag-intra-bank-transfers","manual_kb_tag-transfond-clearing-sessions","manual_kb_tag-clearing-sessions","manual_kb_tag-plati-instant","manual_kb_tag-tags","manual_kb_tag-instant-payments","manual_kb_tag-a-traditional-bank-transfer-in-romania-typically-takes-between-2-and-2-hours-via-the-standard-transfond-clearing-sessions-intra-bank-transfers-are-usually-instant","manual_kb_tag-real-time-transfers","manual_kb_tag-sepa-transfers-about-1-business-day","manual_kb_tag-and-swift-transfers-3","manual_kb_tag-5-business-days","manual_kb_tag-bank-transfer","manual_kb_tag-traditional-bank-transfer","manual_kb_tag-bank-transfer-duration"],"_links":{"self":[{"href":"https:\/\/mybox.com\/help\/ro\/wp-json\/wp\/v2\/manual_kb\/8123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mybox.com\/help\/ro\/wp-json\/wp\/v2\/manual_kb"}],"about":[{"href":"https:\/\/mybox.com\/help\/ro\/wp-json\/wp\/v2\/types\/manual_kb"}],"author":[{"embeddable":true,"href":"https:\/\/mybox.com\/help\/ro\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":1,"href":"https:\/\/mybox.com\/help\/ro\/wp-json\/wp\/v2\/manual_kb\/8123\/revisions"}],"predecessor-version":[{"id":8124,"href":"https:\/\/mybox.com\/help\/ro\/wp-json\/wp\/v2\/manual_kb\/8123\/revisions\/8124"}],"wp:attachment":[{"href":"https:\/\/mybox.com\/help\/ro\/wp-json\/wp\/v2\/media?parent=8123"}],"wp:term":[{"taxonomy":"manualknowledgebasecat","embeddable":true,"href":"https:\/\/mybox.com\/help\/ro\/wp-json\/wp\/v2\/manualknowledgebasecat?post=8123"},{"taxonomy":"manual_kb_tag","embeddable":true,"href":"https:\/\/mybox.com\/help\/ro\/wp-json\/wp\/v2\/manual_kb_tag?post=8123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}